Pinnacle Insurance Group, Inc.
Pinnacle Insurance Group, Inc.
Insurance tailored to fit your lifestyle
Being informed about auto insurance terms can not only save you money, but can also make the claims and policy configuration process much easier and less intimidating. Here are some terms that range from common everyday insurance terms to not so common verbiage that might have less emphasis on your policy documents. We can give you tips on how to save and add discounts.
Pays for damage to an insured vehicle when it hits or is hit by another car or object, or if the car overturns.
An auto insurance policy that covers damage to the policy holder’s vehicle that was not sustained in a motor vehicle collision, such as acts of God, impacts with an animal, fire, theft or other damage.
The amount the policy holder will pay when they make a claim on their collision or comprehensive insurance policy. Generally, a highger deductible will result in a lower priced policy and a lower deductible will result in a higher priced policy.
pays the difference between the actual cash value of the vehicle and the current outstanding balance on your loan or lease. This type of coverage is generally only available at the time of purchase.
The part of your insurance policy that provides protection from claims and pays for the damages done to other people and their property. This extends to cover medical expenses, death benefits in the event of a fatality and reparation costs on vehicles and buildings as well as other property.
May pay for your medical treatment, lost wages, or other accident-related expenses regardless of who caused the accident. This coverage is not available in all states.
Your home is your sanctuary. This is where you gather everything that matters most and where you share a space with those you love. Insurance is there to indemnify. This basically means, you have invested in your home but if catastrophe strikes, we can help you regain your sanctuary back if you have an active insurance policy.
With some basic information such as name, address and a brief description of your home, we can cater a quote that includes all possible credits and/or how you can qualify for them. We find that insureds that provide us with precise information such as inspections and centrally monitored alarm systems have better results in reaching their insurance goals.
Shows the condition of your roof, electrical, plumbing, and A/C.
Required for homes 30 years and older.
Provides credit for your roof and opening protection.
Required to apply discounts.
Provides credits for burglar and/or fire if monitored by police and/or fire department.
We will need an alarm certificate from your carrier to apply the credit.
For Businesses:
• Key Employee Insurance
• Buy-Sell Agreements
• Index Universal Life
For Individuals:
• Term Life
• Whole Life
• Death Benefits
• Long Term Disability
Group Health Insurance with various Florida Providers SHOP marketplace available for Businesses.
Individual Plans available with various Florida Providers Marketplace (ObamaCare) during enrollment period.
Medicare plans also available.
Comprehensive coverage for your business
Fund repairs or replacements for damaged physical assets when disasters like vandalism, fire, windstorms, or hail strike.
Protect against financial losses resulting from claims of injury or property damage caused by you or your employees and your products or services.
Satisfy your employees' medical needs in the event of an accident or disease and make a quick return to work possible, while removing lawsuit potential by current or former employees.
Get you on the road again quickly after an accident and ensure your business is protected against losses from injuries to other drivers, passengers and pedestrians for which you and your employees are liable.
Pinnacle has much to offer as a whole, for commercial or personal coverage, we can help you obtain the right coverage.
We are truly a “Multi-Lines Agency”